Woman writing a check at a table.

Personal Checking Accounts

Find the right account for your needs


KASASA Cash

Kasasa Cash has no minimum balance requirement and no monthly maintenance fee. Minimum deposit to open the account is only $1.00. Meet easy monthly qualifications to earn rewards such as earning a high rate on your balance, plus refunds on ATM withdrawal fees, nationwide.* This interest-bearing account pays a competitive rate and is credited on a Monthly Qualification Cycle. Ask a CSR for qualification details and learn more about Kasasa Cash.
KASASA Qualification Calendar

KASASA Cash Back
Our Kasasa Cash Back checking earns rewards, such as refunds on debit card purchases every month and refunds on ATM withdrawal fees, nationwide.* This account has no monthly maintenance fee, no minimum balance requirements, and no category restrictions on purchases. Minimum deposit to open this account is just $1.00. This is a non-interest-bearing account. Earned rewards are credited to the account on a Monthly Qualification Cycle. Terms and conditions apply. Ask a CSR today for qualification details!
KASASA Qualification Calendar

Simple

Simple Checking has no minimum balance requirements. Simple Checking just needs $1.00 to keep the account open. This account is non-interest bearing.
 
 
Still not sure?  Compare them!

Senior couple sitting at the desk of a team member from Cayuga Lake National Bank.

Open a CD and earn interest

A certificate of deposit (CD) is a great way to save money while earning interest. Rates and terms may vary.

Young woman typing on a laptop with a dog in her lap.

Get your statements while saving a tree!

Go Green with E-statements. Now you can receive your monthly statement in your internet banking inbox instead of your mailbox!

Sign up within internet banking under the Profile menu!