Woman writing a check at a table.

Personal Checking Accounts

Find the right account for your needs


Interest Rewards

Interest Rewards has no minimum balance requirement and no monthly maintenance fee. Minimum deposit to open the account is only $1.00. Meet easy monthly qualifications to earn rewards such as earning a high rate on your balance, plus refunds on ATM withdrawal fees, nationwide.* This interest-bearing account pays a competitive rate and is credited on monthly.  Ask a CSR for qualification details and learn more about Interest Rewards.

Cash Back Rewards
Our Cash Back Rewards checking earns rewards, such as refunds on debit card purchases every month and refunds on ATM withdrawal fees, nationwide.* This account has no monthly maintenance fee, no minimum balance requirements, and no category restrictions on purchases. Minimum deposit to open this account is just $1.00. This is a non-interest-bearing account. Earned rewards are credited to the account on a monthly.  Terms and conditions apply. Ask a CSR today for qualification details!


Simple

Simple Checking has no minimum balance requirements. Simple Checking just needs $1.00 to keep the account open. This account is non-interest bearing.
 
 
Still not sure?  Compare them!



Senior couple sitting at the desk of a team member from Cayuga Lake National Bank.

Open a CD and earn interest

A certificate of deposit (CD) is a great way to save money while earning interest. Rates and terms may vary.

Young woman typing on a laptop with a dog in her lap.

Get your statements while saving a tree!

Go Green with E-statements. Now you can receive your monthly statement right within Internet Banking!

Sign up within internet banking under the Profile menu, select Electronic Statements!