Cayuga Lake National Bank 
Cayuga Lake National Bank
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HELOC SPECIAL
NO MINIMUM WITHDRAWAL
NO INACTIVITY FEES
Introductory Fixed Rate
3.95% APR
for the first 6 months
*As low as
6.75% APR
Variable Rate thereafter
All loans are subject to credit approval. First or second lien, 1-4 family, owner-occupied, primary residence properties only. *APR= Annual Percentage Rate. 3.95% APR is a promotional rate good for only 6 months after the closing date. After the first 6 months, this APR is a variable rate with a minimum 3.00% APR to maximum 16.00% APR. Actual will depend on borrower’s credit qualifications, term of the loan, and loan-to-value amount. Property and, if applicable, flood insurance are required. Consult a tax advisor regarding the deductibility of interest. Programs, rates, and terms are subject to change or cancellation without notice. NMLS ID 485757.
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Customer Focused. Community minded.
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DON'T FALL FOR FRAUD! Cayuga Lake National Bank, the Cayuga County Sheriff's Office, and the American Bankers Association are working together to protect you - and your hard earned cash - from scammers!
Need a home repair?
Whatever your reason for needing a home improvement loan or line of credit, call us!
Thinking about retirement?
An Individual Retirement Account (IRA) may be just what you need. We offer both Traditional and Roth IRAs.
