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Residential Mortgages

Buying a home can be one of the largest purchases you will ever make

Refinancing your existing mortgage can seem a bit overwhelming.  As a local community lender, we will be by your side every step of the way.  Our products are simple and easy to understand and our home buying experts will help make the process easier by providing hands-on personalized service.


  • Various terms available
  • Fixed Rates
  • No PMI on conventional products
  • Manufactured home financing (certain restrictions may apply)
  • Construction mortgages
  • Land loans
  • Seller Concessions up to 6%

As your hometown lender, we will give you all of the tools needed to make the right choices.  We will put homebuyer resources at your fingertips.

Download our PDF Home Loan Toolkit.

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Saving made simple!

CLNB offers Passbook, Statement, Money Market, Christmas Club and Minor Savings Accounts.

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Get your statements while saving a tree!

Go Green with E-statements. Now you can receive your monthly statement right within Internet Banking!

Sign up within internet banking under the Profile menu, select Electronic Statements!