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Personal Checking Account Comparison

Find the right account for your needs!


Simple KASASA Cash
KASASA Cash Back Senior 55yrs+
Monthly Fee $0 $0 $0 $0
Eligible to Earn Interest No Yes No No
Debit Card
Yes Yes Yes Yes
Rewards No
1.00% APY* paid on balances up to $15,000

.10% APY* paid on balances $15,000 and greater

.01% APY* paid  on any balance if qualifications* aren't met
 2% cash back on debit card purchases - up to $10 per month* No
Refunds on ATM fees, nationwide* No
Up to $10 per month when account qualifications met
Up to $10 per month when account qualifications met No
FREE Online Banking and BillPay Yes Yes Yes Yes
Statements eStatements or paper statements
eStatements FREE eStatements or Paper Statements

Senior couple sitting at the desk of a team member from Cayuga Lake National Bank.

Open a CD and earn interest

A certificate of deposit (CD) is a great way to save money while earning interest. Rates and terms may vary.

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Get your statements while saving a tree!

Go Green with E-statements. Now you can receive your monthly statement in your inbox instead of your mailbox!