Cayuga Lake National Bank

The People's Bank   

 

 

 
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We post rates as a convenience to you when making financial decisions.  Also feel free to use our financial calculators to help you weigh options.


Interest Rates 
1/31/12-2/06/12

TERM APY INTEREST
RATE

Certificate of Deposits (C.D.)                       

 Fixed

7  Day C.D. 0.30 0.30
14 Day C.D. 0.30 0.30
1 Month C.D. 0.30 0.30
3 Month C.D. 0.30 0.30
Minimum to Open/Earn APY $2,500.
Interest paid at maturity w/ exception of 3mo, interest paid monthly.            

 Fixed

6 Month C.D. 0.40 0.40
12 Month C.D. 0.70 0.70
18 Month Step-Up C.D.

0.75

0.75

18 Month C.D. 0.75 0.75
24 Month C.D. 1.01 1.00
30 Month C.D. 1.21 1.20
36 Month C.D. 1.31 1.30
48 Month C.D. 1.71 1.70
Minimum to Open/Earn APY $500. Interest paid monthly.
For additional IRA & Jumbo CD information, contact us.

 Variable

Personal NOW

0.50

0.50

Minimum to:
Open $1; earn interest/APY $500.              Fee may reduce earnings.
Personal Super NOW

0.50

0.50

Minimum to:
Open $1; earn interest/APY $1.                  Fee may reduce earnings.
Business NOW

0.50

0.50

Minimum to:
Open $1; earn interest/APY $1,000. 
Subject to Approval                                  Fee may reduce earnings.
Business Super NOW

0.50

0.50

Minimum to:
Open $1; earn interest/APY $1.
Subject to Approval             
              Fee may reduce earnings.

 Variable

Passbook Savings

0.40

0.40

Statement Savings

0.40

0.40

Club Savings 0.30

0.30

Minimum to:
Open $1; earn interest/APY $10.
Money Market Savings

.50

.50

Minimum to:
Open $1; earn interest/APY $2,500.

 

C.D. Annual Percentage Yield (APY) provided in this disclosure is accurate as of the specified date and assumes interest will remain on deposit until maturity.  We may impose a penalty if you withdraw any of the deposited funds before the maturity date. A withdrawal will reduce earnings. Fees could reduce the earnings on the account. For variable-rate accounts, the rate may change after the account is opened.  See your account disclosures for additional information about your account.

 


 

                                
 

    

Copyright 2009 Cayuga Lake National Bank
Questions or comments, please contact us

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