* Effective
January 1, 2001
Internet Security Policy
We recognize and respect your need for privacy and security as you visit our site. When you visit our
site to view any pages, read product information, or use our on-line calculators and tools, you do so
without telling us who you are and without revealing any personal information. While we do not collect
identifying information about visitors to our site, we do use standard software to collect information for
the strict purpose of tracking activity on our site. This allows us to better understand how many people
use our site and which pages and features are most popular. The only information we normally collect
and store is:
There are instances where you may elect to provide us with personal information. If you fill out one of
our feedback or request forms or send us email, you are transmitting the information that appears to
you in the form or the message. This will typically include information like your name, mailing address,
email address, the kind of request you are making, and any other information necessary to fulfill your
request. You never transmit personally identifying information that you do not enter yourself. And this
is always your option; this information cannot be collected unless you specifically elect to send it to
us. This information is used internally only for the purpose of fulfilling the request or for contacting you
directly and is not given or sold to any other organization.
We hope you find our website useful and informative and are always willing to answer questions and
receive suggestions. If you have either, please contact
the bank. Thank you.
* We reserve the right to change our privacy policy. A revised policy statement will only apply to data
collected subsequent to its effective date. Any revisions will be posted at least 30 days prior to its
effective date.

NOTICE OF YOUR FINANCIAL PRIVACY
RIGHTS At Cayuga Lake National Bank
We recognize your right to privacy at Cayuga Lake
National Bank and that you have a right to expect your personal financial
information to remain private and secure. We will maintain standards to
ensure that your information is private and secure at all times.
We collect nonpublic personal information about you and
may share that information with our nonaffiliated third parties.
Nonpublic
personal information means information that we collect in connection with
providing a financial product or service to you that is not publicly
available. This information may include your name, address, social
security number, account number, and account history.
A nonaffiliated third party is a company that is not
related through some corporate structure.
We collect nonpublic personal information about you from
the following sources:
We may disclose all of the information we collect, as
described above to companies that perform marketing services on our behalf
or to other financial institutions with whom we have a joint marketing
agreement.
We do not disclose any nonpublic personal information about you
to anyone, except as permitted by law.
Each Cayuga Lake National Bank employee is required to
safeguard your information and use that information only to the extent to
provide products or services to you. We restrict access to nonpublic
personal information about you to those employees who need to know for
business purposes. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
